Effective Date:
March 1 2025
Welcome to Elite Credit Company
. These Terms and Conditions ("Terms") govern your use of our website, services, and communications. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
Elite Credit Company offers credit repair services, including credit analysis, dispute assistance, and ongoing credit monitoring. All services are designed to help you better understand and improve your credit standing.
We do not guarantee specific results
, such as a certain credit score increase, as results vary based on individual credit histories and circumstances.
We comply with all applicable federal and state laws, including but not limited to:
Credit Repair Organizations Act (CROA)Fair Credit Reporting Act (FCRA)
You have the right to dispute inaccurate information on your credit report yourself without charge. You are not required to purchase any service from Elite Credit Co to exercise your legal rights.
To use our services, you must:
Be at least 18 years old Be a U.S. resident Provide accurate and truthful information
Payment terms, including any recurring billing, will be clearly disclosed at the time of signup. You agree to pay all fees as outlined.
Refund Policy:
Refunds are issued on a case-by-case basis. If you believe you are entitled to a refund, please contact us at [Insert Contact Info].
You may cancel your service at any time by contacting us in writing at [Insert Email Address] or through your client portal.
Cancellations take effect at the end of the current billing cycle. You will not be charged for future months following cancellation.
Our services are provided “as is” without any guarantees or warranties, either express or implied. Elite Credit Co does not guarantee that your credit will improve or that specific accounts will be removed.
To the fullest extent permitted by law, Elite Credit Company shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or website.
Please refer to our Privacy Policy for information on how we collect, use, and protect your data.
All content on this website, including logos, text, images, and graphics, is the property of Elite Credit Company and protected by intellectual property laws. You may not use or reproduce any content without written permission.
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Continued use of our services after changes constitutes acceptance of the new Terms.
If you have any questions or concerns regarding these Terms, please contact us:
Elite Credit Company
Email: [email protected]
Address: Austin, Texas